Financing Benefits

Financing Designed Exclusively For Lincoln, Customized For Your Journey

At Malouf Lincoln, financial support should be more than just a one-size-fits-all solution. We offer Lincoln Automotive Financial Services, a program that provides customized financial solutions tailored to your needs. We put you, the customer, at the center of everything we do, and our financial programs are designed to be personalized to fit your lifestyle and preferences. Our innovative financing tool is a perfect example of how we make things easier for you, providing access to all your account information in one convenient place. But that's not all - we also offer exclusive benefits and incentives on brand-new Lincoln models, giving you access to a genuinely unmatched luxury. At Malouf Lincoln, we redefine the essence of financial support and are committed to providing you with the best possible experience.

Apply for Financing

Purchase a Lincoln

Choosing a new or Certified Pre-Owned Lincoln brings along some great benefits: 
  • Customize your terms to suit your needs 
  • Drive worry-free with unlimited mileage
  • No hassle over unexpected wear and tear
  • Begin accruing equity for future trade-ins
So, when you're ready to make the purchase, explore the specialized programs crafted by Lincoln Automotive Financial Services:  

GAP Coverage

This optional coverage acts as a safety net if your insurance doesn't cover the total balance due to an incident involving your vehicle. Protect Your Investment with GAP Coverage. Your Lincoln is an investment worth protecting. In cases where your Lincoln is stolen, not recovered, or declared a total loss, your insurance may not cover the remaining owed amount.  

GAP Coverage bridges that gap, covering the difference between your outstanding balance (under specific conditions) and the actual cash value of your vehicle at the time of loss.

For added protection, consider GAP Advantage, offering a $1,000 down payment if you opt for a new or pre-owned vehicle from the original dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program The Flexible Buying Program offers flexibility with two payment levels, allowing you to plan accordingly. Start with lower payments at the beginning of your contract, then transition to higher ones.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

Lease a Lincoln and discover the advantages of our Red Carpet Lease program:
  • Tailored terms: Choose from 24- or 36-month leases to fit your preferences.
  • Flexible mileage options: Select from various mileage plans to suit your driving needs without worry.
  • Cost-effective payments: Enjoy lower lease payments than similar financed purchases for the same term.
  • Hassle-free transition: At the end of your lease, you can lease or buy a new Lincoln, purchase your current lease vehicle, or return it.
  • After satisfying your lease-end obligations, you can:
    • Purchase or lease a new Lincoln.
    • Purchase your lease vehicle.
    • Simply return the vehicle.

Mileage Options

With eight lease mileage options ranging from 7,500 to 19,500 miles per year, find the perfect fit for your driving habits. Need more miles? Additional mileage can be arranged at the start of your lease.

GAP Protection Benefit

GAP Protection bridges the gap between your insurance payoff and your remaining lease balance if your vehicle is stolen or declared a total loss. Integrated into your lease, this protection ensures you're responsible only for the insurance deductible and outstanding amounts (like past due payments) at the time of the incident, subject to certain restrictions.

Advance Payment Program (APP)

Our Advance Payment Program allows you to pay all monthly lease installments upfront in a single payment, providing convenience and peace of mind. Note that lease-end obligations still apply.


For assistance deciding between leasing and financing, please get in touch with us at (732) 951-0300. At Lincoln Group, our top priority is your satisfaction.

Contact Us

Malouf Lincoln

U.S. Highway 1 Commerce Blvd
Directions North Brunswick, NJ 08902

  • Sales: (732) 951-0300
  • Service: (732) 951-0400
  • Parts: (732) 951-0500

Hours

  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-6pm
  • Saturday 9am-5pm
  • Sunday Closed
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